Unlike some other countries, car insurance isn’t mandatory here in New Zealand, and whilst this can make car ownership cheaper in the short term, the undeniable benefit of having car insurance is that it’s there when you need it the most, and often when you least expect it.
Some of us learn this the hard way, often when we’re younger and don’t really think about the benefit of spending that little bit extra each month to cover the cost of vehicle insurance. According to the 2020 AA Insurance Lifestyle Survey, just under two-thirds of New Zealanders have been involved in a car accident in their lifetime.
Crashing your car when you’re uninsured can lump you with a large, unwanted expense and can even leave you financially unable to get your car back on the road again.
If you have Full Cover insurance and are caught up in a crash, your insurance provider will often do a lot of the legwork on your behalf. They will arrange for an assessor to check on the scale of the damage, and organise for the repairs to be made. If applicable, they’ll also liaise with any other insurers involved.
Protecta Insurance is a New Zealand owned and operated company that is totally focused on providing their customers with the best value products, benefits and customer service. Established in 1986, they started trading in 1987 and since then they have been helping tens of thousands of Kiwis with their insurance needs every year.
Protecta is heavily involved in all areas of the finance and insurance industry, and are members and participants of both the Financial Services Federation and (through their underwriter Virginia Surety Company) Insurance and Financial Services Ombudsman who are an independent External Complaints Resolution provider.
Why not contact Protecta’s friendly customer service team during normal business hours if you would like more information about Protecta and the services they provide, and for more information on vehicle insurance, car cover in NZ and vehicle claims please go to https://protectainsurance.co.nz .
